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You normally takes a mortgage on your own 401(k) or individual retirement account, but you will find problems. You could borrow from a IRA annually in case you repay the money in sixty times, but it could be an advanced maneuver. In the event your employer allows 401(k) financial loans — not all do — you typically can borrow up to fifty percent your account balance, as much as $fifty,000, and you've got 5 years to repay it.
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